If you drive a car or truck in Vermont, you need to have auto insurance. It's the law! Insurance helps protect you and others in case of an accident.
What Kind of Insurance Do I Need?
In Vermont, you must have the following minimum amounts of insurance:
Bodily injury liability coverage: This covers injuries to other people in an accident you cause. You need:
$25,000 per person
$50,000 per accident
Property damage liability coverage: This covers damage to other people's property in an accident you cause. You need:
$10,000
Uninsured motorist bodily injury coverage: This protects you if you're hit by a driver who doesn't have insurance. You need:
$50,000 per person
$100,000 per accident
Uninsured motorist property damage coverage: This protects your car if it's damaged by a driver who doesn't have insurance. You need:
$10,000 with a $150 deductible
It’s important to note that these are minimum legal requirements for car insurance in Vermont. Talk to one of our expert agents to figure out what additional coverage might make sense for you.
What About Other Types of Insurance?
While not required by law, other types of car insurance can be helpful:
Comprehensive insurance: This covers damage to your car from things like theft, vandalism, or natural disasters.
Collision insurance: This covers damage to your car in an accident, regardless of who is at fault.
How Do I Get Auto Insurance in Vermont?
Give us a call or request a quote on our website! The Carter Agency will do the work for you to find the best rate on the coverage you need.
Remember, driving without insurance in Vermont is illegal and can lead to fines and penalties. Make sure you have the right coverage to protect yourself and others on the road.